Why Profitable Businesses Run Out of Cash

Business owner comparing a profit report with a lower bank balance

More than 80% of UK business failures happen inside technically profitable companies. The P&L says one thing. The bank account says something else entirely. Understanding why — and what to do about it — could be the most important financial lesson any business owner learns. >80% of UK business failures happen in profitable companies — […]

Virtual FD vs Full Time Finance Director: Which Does Your Business Actually Need?

Business owner and finance director reviewing financial plans in a board meeting

A virtual FD is usually the better fit when a growing business needs senior financial judgement, forecasting and challenge, but not daily leadership of a finance function. A full time finance director becomes the stronger choice when complex finance work fills most of the week, an internal team needs day-to-day management, or the business carries […]

10 KPIs Every Business Owner Should Review Monthly

Featured image alt text Business owner reviewing monthly financial KPIs in a management report

The 10 KPIs most business owners should review every month are cash position and forecast, revenue against budget, gross profit margin, net profit margin, overheads as a percentage of revenue, staff costs as a percentage of revenue, debtor days, creditor days, customer concentration and tax set aside against what’s due. Together they show whether the […]

Do You Need a Virtual Finance Director? 7 Signs You Need Strategic Finance Support

Business owner reviewing a cash flow forecast with a virtual finance director

You need a virtual finance director when the financial decisions in your business have outgrown the bookkeeping. If you’re growing but always short of cash, being asked for forecasts by a lender, planning to raise money or sell, or making big hiring calls without a model behind them, that’s the point where part time, board […]

A Landlord’s Guide to Long-Term Family Wealth Planning

A Landlord's Guide to Long-Term Family Wealth Planning

How Strategic Tax Planning Helped a Property Investor Reassess Their Family Wealth Strategy Many successful property investors focus on generating income and growing asset values. However, the way those assets are owned can have a significant impact on future tax liabilities and family wealth planning. Recently, ATS Accountants worked with a high-income client who had […]

Case Study: Helping a Greater Manchester Independent Faith School

Case Study: Helping a Greater Manchester Independent Faith School

Case Study: Helping a Greater Manchester Independent Faith School Improve Cash Flow, Tighten Up Credit Control, and Prepare for Its First Statutory Audit with the help of Charity Specialists ATS Accountants Background An independent faith school and registered charity based in Greater Manchester approached ATS Accountants during a challenging period in its development. The school […]

Best Accountants in Oldham & Rochdale

Why Exceptional Service Keeps Clients Coming Back In today’s competitive business landscape, especially across Greater Manchester, Oldham, and Rochdale, finding reliable financial support isn’t just about number-crunching – it’s about trust, clarity, and consistent guidance. Many small business owners face recurring challenges: unclear financial reporting, missed tax efficiencies, and a lack of proactive advice that […]

Switching Accountants in the UK: What You Need to Know

Switching Accountants UK Step-by-Step Guide

How to Switch Accountants in the UK – Simple Process Explained If you’re unhappy with your current accountant – slow responses, lack of advice, or rising fees – you’re not alone. The good news? Switching accountants is straightforward. We regularly help businesses across Oldham, Rochdale, and Greater Manchester switch accountants quickly and smoothly. Many of […]

Celebrating 12 Years of ATS Accountants in Oldham and Rochdale

Celebrating 12 Years of ATS Accountants: From Local Roots to Wider Reach When ATS Accountants was established over 12 years ago in Oldham, the goal was simple – to provide clear, practical advice to business owners who needed more than just year-end accounts. In those early days, many of our clients were local businesses navigating […]