Board Level Finance Leadership, Without the Full Time Cost
Board Level Finance Leadership
Strategic financial direction for growing businesses, for a fraction of what a full time FD would cost.
What a Virtual FD does
What a Virtual Finance DirectorActually Does
A virtual FD gives you the strategic thinking of a finance director, on the days you need it, without a permanent salary on the payroll. We work above the day to day numbers, turning them into decisions about cash, growth and profit.
Cash flow forecasting
See what’s coming so you’re never caught short.
Financial strategy & planning
A clear plan for profit, growth and the next stage
Performance analysis
Know which parts of the business make money and which don’t
Financial modelling & scenarios
Test the big decisions before you make them
Funding & investment support
Get your numbers investor ready and raise with confidence
Board level reporting
clear insight for you, your board or your bank.
The difference
Real Commercial Experience, Not Just Spreadsheets
Plenty of firms can hand you a report. What you get from us is judgement. Our directors have run and advised real businesses, so the advice is practical and commercial, not textbook. You get someone who’s sat where you sit and can tell you what the numbers actually mean for your next move.
You talk to a director, not a junior.
Advice you can act on, in plain English.
Someone who knows your business, not a stranger with a template.
The cost case
Far Less Than a Full Time FD
Hiring a full time finance director is a serious commitment. UK salaries typically run from £90,000 to £140,000, and once you add employer National Insurance, pension and bonus, the real cost is often well over £120,000 a year. Most growing businesses don’t need that. They need FD level thinking for a few days a month. That’s exactly what a virtual FD gives you: the same strategic input, scaled to what you actually need, at a fraction of the cost and with none of the recruitment risk.
full time FD
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a six figure commitment all in
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a permanent hire that’s hard to unwind
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a recruitment gamble
virtual FD
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a fixed fee for the days you need
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scale up or down as you grow
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a proven team working from day one
Who it’s for
Is a Virtual FD Right for You?
It’s the right fit if your business has outgrown basic accounting but isn’t ready for a full time FD. That usually means you’re:
- Growing fast and making bigger financial decisions
- Feeling cash flow pressure as you scale
- Planning to raise investment, borrow or buy
- Preparing the business for sale or the next stage
- Running without any senior finance input right now
How it works
1. Free consultation:
We learn your business, your numbers and where you want to go
2. We agree the right level:
The days and focus you actually need, at a fixed fee
3. Ongoing strategic input:
Regular sessions, clear reporting, and a director on call as things change
1. Free consultation:
We learn your business, your numbers and where you want to go
2. We agree the right level:
The days and focus you actually need, at a fixed fee
3. Ongoing strategic input:
Regular sessions, clear reporting, and a director on call as things change
Frequently Asked Questions
Common Questions About Virtual Finance Directors
A virtual finance director is an experienced FD who works with your business part time, usually a few days a month, instead of being a full time employee. You get the same strategic input on cash, growth and profit as you would from a permanent finance director, but scaled to what you actually need and at a fraction of the cost.
An accountant makes sure your numbers are right and your filings are done. A finance director uses those numbers to steer the business, planning cash flow, shaping strategy and guiding big financial decisions. Put simply, your accountant tells you what happened, and your FD helps you decide what to do next. With us you get both working together.
Far less than a full time one. A permanent FD in the UK typically earns between £90,000 and £140,000, and often costs well over £120,000 once you add National Insurance, pension and bonus. An outsourced FD is a fixed monthly fee based on the days you actually need, which for most growing businesses is a small fraction of that. We agree the level and the fee upfront, so there are no surprises.
Usually when the decisions get bigger than the bookkeeping. If you’re growing fast, feeling cash flow pressure, planning to raise money, or making choices you’re not sure the numbers support, that’s the point an FD earns their keep. You don’t need to be big, you need to be at a stage where financial decisions carry real weight.
You get the same expertise without the same commitment or cost. There’s no six figure salary, no employer National Insurance, pension or bonus, and no recruitment risk. You scale the input up or down as the business changes, and you’re working with a proven team from day one rather than gambling on a single hire.
Yes, and it’s one of the most valuable times to have one. We get your numbers, forecasts and reporting into the shape investors, lenders or buyers expect, and help you present them with confidence. Going into a raise or a sale without that financial rigour usually costs you, either in the terms or the valuation.
It depends on your size and what’s going on, but many businesses start with one or two days a month and adjust from there. Busy periods like a funding round or year end might need more, quieter stretches need less. The whole point of the model is that it flexes around you rather than sitting fixed on the payroll.
Ready for Finance Leadership That Scales With You?
Book a free consultation and we’ll show you exactly where an FD’s input would move the needle in your business.